Lucky for an uncle to have married a simple, thrifty and very organized wife whose priority is her family.  Aware that his husband’s health is very much at risk because he is a chain smoker and that the whole family is not spared for second hand smoke, she did not think twice to avail of  smokers life insurance for their protection.

For my uncle who can’t kick the habit successfully, the insurance is a good preparation for any eventuality.  We were surprised but in a way we expected it is soon to come,  Uncle Bryan had mild heart attack last Tuesday.  Fully insured, my auntie Cynthia though worried still rest with the thought that the smokers life insurance she availed was the best decision she had done for her husband.

True… very true!